Funeral Homes in New Jersey
Funeral homes exist in every community in the United States and in New Jersey there are hundreds of them that serve the cities and towns that dot the state. Many of the funeral homes in New Jersey are part of the New Jersey State Funeral Directors Association, Inc. which means that they operate under the same basic guidelines in providing their services to the community.
Purchasing Funeral Insurance:
You may want to consider the advantages of purchasing funeral insurance beforehand so that you are covered in case the unexpected should occur. You can often purchase these plans through a funeral home which will set up the services requested and carry out your wishes when it comes to the funeral itself.
Funeral insurance is a simple, inexpensive means of paying for burial expenses which can relieve your family from having to make difficult decisions during their time of grief.
We recommend you to apply for multiple quotes in order to compare the rate. You will get the privilege to apply free quotes online from http://burialinsuranceexpense.com. It takes only couple of minutes to get the best offers in your area.
The funeral home is something that many people do not interact with until a family member or close loved one passes away. It is during this time of great grief and suffering that the services of the funeral home are then requested. But what is a funeral home, what services do they provide and how much do they cost?
What is a Funeral Home?
A funeral home is a place where the remains of the deceased are taken for a proper burial or cremation. New Jersey funeral homes have been in existence in one form or another since before the country was founded and they continue to provide the services required by families who have lost a loved one and are in need of closure.
There are independent funeral homes and those that are part of a chain or collective ownership which provides services in multiple communities. Although the ownership may be different for most funeral homes in the state, they do provide the same basic services.
The Services a Funeral Home in New Jersey Provides:
The services provided by a New Jersey funeral home start with receiving the remains of the body and working with the family in terms of whether it should be buried or cremated.
Burial Services: Typical funeral services include the casket, services and any additional arrangements for the burial. There are different levels or packages that start with the least expensive which is usually a simple graveside service followed by the burial to the most expensive which usually includes a chapel service first with flowers, a viewing, and other features that may be included.
Cremation Services: A cremation service is a fraction of the cost compared to a traditional funeral service because in most instances there is no casket, headstone or burial. Instead, the body is cremated with the remains given to the family who may choose to spread them out at a place of their choosing or they may purchase an urn to keep the ashes.
Funeral Pre-Planning: One prominent service that the NJ funeral home provides is pre-planning that allows for all the arrangements to be made and paid for well before the person becomes deceased. These pre-planning services often include burial insurance where the person pays off the policy over time that covers the expenses of the funeral.
In this manner, all the funeral arrangements are completed so when the unexpected happens the grieving family will not have to make any financial decisions as the expenses are all covered. This means that everything is left for the funeral director to carry out the wishes of the person who paid for the policy.
Mulligan funeral home ensures the best possible service so the deceased family doesn’t need to worry about anything else and they can give their full attention to other formalities.
The Role of the Funeral Director:
The funeral director is the person in charge of the funeral home in NJ. Their role is to organize the burial services to the wishes of the family or the deceased if they had a funeral pre-planning policy. The funeral director is in charge of the services provided for the deceased and they work with the family to ensure that everything goes as smoothly as possible from the viewing to the time of the burial itself.
How Much does a Funeral Cost?
The cost of the funeral will depend on a number of factors, but generally speaking it runs about $9,000 on average. Cremation is far less expensive with some New Jersey funeral homes charging a few hundred dollars for the basic services. A standard funeral service generally includes expenses such as the following;
- Burial or Cremation
- Chapel or Graveside Service
- Headstone & Engraving
Each of these items is paid for in the overall service, but the headstone and engraving is usually contracted out to a third party who specializes in such matters. Also, most funeral homes will have different types of packages that make selecting the one that meets the financial need of the family easier to make during this time of grief.
Choosing the Right Funeral Home for Your Needs:
Selecting the right funeral home will depend on a number of factors for families that have not done any pre-planning or made arrangements in advance with a particular funeral home. Generally speaking, you will want to take into account the following attributes in selecting the right funeral home for your needs which naturally will be one that is conveniently located in your community.
Licensed: You should only consider funeral homes in New Jersey that are properly licensed with the local and state authorities. The license should be on their website or available for view so that you can only choose from the ones properly licensed.
Services: While the variety of services and features is important, you are looking to see if they fit your budget. There should be different packages offered, one or more of which should fit your criteria in terms of services and budget.
Reputation: It can be difficult to determine the reputation of a funeral home offhand in terms of the services that they provide. However, you can look into how long they have been in business and the number of services that they perform on a regular basis. Generally speaking, a funeral home that is busy and has been around a long time is often a good choice.